2020 BOWMAN CHROME BAYRON LORA REFRACTOR 1st Card #/499 TEXAS RANGERS GEM MT HGA. HGA is a competitor to PSA BGS and SGC. They use computer imaging and humans and take a "hybrid" approach to grading. This item is in the category "Sports Mem, Cards & Fan Shop\Sports Trading Cards\Trading Card Singles".The seller is "arkansas_cards" and is located in this country: US. This item can be shipped to United States.